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Michael L. McVinney - WNY Real Estate | Taking a mortgage on just one spouse
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Taking a mortgage on just one spouse

Taking a mortgage on just one spouse

I asked this question to a few folks already and was advised this could be a personal choice and that makes sense however wanted to put it out here as well, what is advisable in this scenario? Spouse is able to qualify for the house loan alone, both of us have 750+ credit. Is it advisable to take mortgage out on both names or taking it out on one person is fine? (We may want to save my credit for a second car, but thats not an immediate purchase) please advice.

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